Klarna
BUY NOW – PAY LATER!
These Pay later terms apply between you (who are at least 18 years old) and this store where you purchase your goods, tickets, or services when you choose Pay later as your payment method.
When you choose Pay later, which is a form of credit, we offer you the possibility to pay on a due date 30 days from the shipment of the goods or tickets/availability date of the services or digital content. We assign our claim for payment due on your purchase to Klarna Bank AB (“Klarna”). Klarna will send you a payment instruction to pay directly to Klarna. For contact details and further information about Klarna, go to: klarna.co.uk.
PAY ONLY AFTER YOU HAVE RECEIVED YOUR ORDER!
Klarna offers consumers Buyer Protection which means for example that you as a consumer do not have to pay for the ordered goods until you have received them, and that Klarna will assist you with problems related to your purchase.
For more information and instructions please go to: https://www.klarna.com/uk/buyer-protection-description/.
COSTS AND FAILURE TO PAY
We charge an invoice fee of 0 (£) per purchase. Pay later is a form of credit. It is important that you complete your payment for your purchase no later than on the communicated due date. If you fail to pay on time, you will be in default, and may be unable to use Klarna’s services in the future. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on our behalf.
CREDIT CHECK AND HANDLING OF YOUR PERSONAL DATA BY KLARNA
If you choose Pay later, Klarna will assess your creditworthiness. We may carry out a limited credit search on you at a credit reference agency. This search will not affect your credit score or your chances of obtaining a credit in future.Klarna processes your personal data in order to carry out our obligations in this agreement and for the additional purposes set out in our Privacy Notice. The Privacy Notice is available here, and on our website, and by using Klarna’s services you confirm that you have read this Notice. We process your personal data for example to identify you and perform customer analysis, credit assessments, marketing, and business development. We may also transfer your data to selected partners (such as credit reference bureaus), which may be established outside of the UK. In the Privacy Notice there is more information about our data sharing, your rights in regards to your data, how you may contact us with questions, or submit a complaint to an authority.
COMPLAINTS
For complaints, the information provided on https://www.klarna.com/uk/feedback-and-complaints/ applies. By using our Service you consent and agree to that Klarna provides all communication regarding complaints electronically. If you have a complaint towards Klarna, you can submit your complaint through Klarna’s customer service webpage using the chat function or by giving us a call on (+44) 0808 189 3333.
We aim to handle all complaints promptly, effectively and in a positive manner. If we do not resolve your complaint to your satisfaction, you may refer your complaint to Klarna’s Complaints Adjudicator for an impartial review, using the form provided alongside your final response.
For more information about how we handle complaints at Klarna, please refer to our complaints handling procedure.
ASSIGNMENT
You may not transfer or assign any rights or obligations you have under these terms without our prior written consent. We have the right to transfer or assign these terms or any right or obligation under these terms at any time without your consent, provided that such transfer does not alter your rights and obligations under these terms to your detriment.
Nail Care made by Nail Techs
NAF! Stuff is an independent beauty brand created by the team at House of NAF!, a multi-storey salon, training space and creative hub in Glasgow. Everything we make is designed to help people feel cared for between appointments, whilst giving beauty professionals products they’re proud to retail.
Founded by nail tech and salon owner Tammy Koslowski, we grew from the back of NAF! Salon, mixing oils and bottling oils by hand for our clients and built a loyal following through word of mouth, our NAF! PRO stockists, great scents, fun packaging, and products that genuinely work.
We’re still a small, women-led team, but now work with trusted UK manufacturers to produce vegan, cruelty-free and salon-tested products in small batches, ensuring quality, consistency and care in every bottle.
NAF! PRO
NAF! PRO is our dedicated wholesale platform for beauty professionals.
Whether you're a nail tech, salon owner or session artist, NAF! PRO gives you access to exclusive products, professional discounts, POS tools, and business-boosting extras all created by people who actually work in the industry.
We’ve been running a salon for over a decade, training the next generation of pros and listening to clients every single day. So we know what sells, what makes a product retail-ready, and what helps you build trust with your clients.
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"This isn’t a beauty brand built in a boardroom. It’s built around a nail desk, in the salon and in real conversations with clients just like yours."
- Tammy, Founder
House of NAF!
House of NAF! is a creative space in Glasgow dedicated to beauty, wellness and education. It’s home to our salon, product line and training school and a wider community of independent pros working across nails, lashes, brows, hair, skincare, acupuncture and more.
We’ve been here for 10 years, and everything we do is built around one goal: to create space for people in beauty to feel inspired, included and respected in their careers.
From treatments to masterclasses and brand collaborations, House of NAF! is where it all comes together.
Meet Tammy
Tammy Koslowski is a nail tech turned salon owner, educator and founder who’s spent the last 13+ years building space in the beauty industry for creativity, community and care.
In 2015, she opened NAF! Salon, one of the first nail art focused salons in Scotland. It was a space born on social media that quickly grew into a thriving nail community both online and offline. What started as one small space has grown into a creative hub that supports beauty professionals at every stage of their career.
She’s still in House of NAF! every week, running the business, supporting the team and staying close to what’s really happening in the industry.
Meet the Team
We're a small but mighty team.
Tammy leads product development, working closely with our suppliers and freelancers to bring everything to life.
Lauren is the voice behind our socials and emails. If you’ve seen a post or opened a newsletter, it’s come from her.
Emma keeps everything moving behind the scenes. She manages stock, customer service and packs every single order with care.
We work from House of NAF! in Glasgow alongside the team and all of our incredible residents, which means we’re always close to the community and clients that inspire what we do.